If you struggled with the choice of a newfangled high-deductible health insurance option during open enrollment this fall, you can thank -- or perhaps curse -- conservative economist John C. Goodman for the experience.

The 60-year-old founder of the Dallas-based National Center for Policy Analysis did not devise the idea of creating tax-favored medical savings accounts and pairing them with high-deductible insurance, but he pushed longer and harder in Washington than anyone else to make "consumer-directed" health plans a reality.

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