OMAHA, Neb. - Richard Kesterson slid his debit card out of his wallet before the grocery store cashier rang up his total.
Like millions of Americans, he didn't even consider paying by check. Using a debit card or paying online through his bank's bill-pay system is easier, he said - and his bank keeps track of his spending instead.
"I haven't balanced my account in 10 years," Kesterson said.
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